Do I need both a Privacy Policy and Terms of Service?

Yes — they cover different things. Privacy Policy discloses what data you collect; Terms of Service sets the rules for using your product. Most sites need both.

Does this cover subscriptions and refunds?

If you tell the generator your product charges for subscriptions, it adds a fees, billing & refunds section tailored to that.

ContractAI Pro

Free Terms of Service Template for Your Website or App

The policy governing how users can use your product — acceptable use, accounts, payments, and liability, drafted around your specific product.

Generate yours free — no signup

~3 min · 8 short questions · AI-generated documents are not legal advice.

What Are Terms of Service?

Terms of Service (also called Terms of Use or a Terms and Conditions page) is the agreement between you and anyone who uses your website or app. It sets the rules — what users can and can't do, how accounts and payments work, what happens if someone breaks the rules, and limits your liability if something goes wrong.

When You Need Terms of Service

Launching any website or app with user accounts
Charging for a subscription or paid feature and need clear billing terms
Letting users post or upload their own content
You want a policy that limits your liability for how people use your product

What's Included

Acceptance of terms
User accounts & responsibilities
Acceptable use
User content & license grant
Fees, billing & refunds
Intellectual property
Disclaimers & limitation of liability
Termination

Glossary

Acceptable Use: The rules for what users are and aren't allowed to do on your product — e.g. no spamming, no reverse-engineering, no illegal content — that let you suspend or ban accounts that violate them.
License Grant (User Content): Permission users give you to host, display, and process the content they upload — without this clause, you technically don't have the right to show what users post back to them or others.
Disclaimer of Warranties: Language stating the product is provided "as is," without guaranteeing it will be error-free or uninterrupted — standard protection against claims the product didn't work perfectly.
Limitation of Liability: A cap on how much you can be forced to pay a user if something goes wrong — usually capped at what they paid you, not unlimited damages.
Governing Law: The state (or country) whose laws apply if there's ever a legal dispute over the terms — usually wherever the business is based.

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